Employment Generation Schemes/ Programmes of Government of India

Employment generation coupled with improving employability is the priority of the Government. Accordingly, the Government of India has taken various steps for generating employment in the country.  The efforts comprise of various long term schemes/ programmes/ policies for making the country self-reliant and to create employment opportunities. A brief on Employment Generation Schemes/ Employment Promotion Programmes of the Government alongwith their website details is given below:

 

Employment Generation Schemes/ Programmes of Government of India

Sr. No.

Name of the Scheme/ Programme

Ministry

Remarks

1

Atmanirbhar Bharat Rojgar Yojana (ABRY)

Ministry of Labour and Employment

Aatmanirbhar Bharat Rojgar Yojana (ABRY) was launched with effect from 1st October, 2020 as part of Atmanirbhar Bharat package 3.0 to incentivize  employers for creation of new employment along with social security benefits and restoration of loss of employment during Covid-19 pandemic. The website link for the scheme is

https://labour.gov.in/aatmanirbhar-bharat-rojgar-yojana-abry

 

2

Pradhan Mantri Rojgar Protsahan Yojana (PMRPY)

Ministry of Labour and Employment

Pradhan Mantri RojgarProtsahan Yojana (PMRPY) was launched with effect from 1.4.2016 to incentivise employers for creation of new employment. The beneficiaries registered upto 31st March, 2019 will continue to receive the benefit for 3 years from the date of registration under the scheme i.e. upto 31st March, 2022. Guidelines for PMRPY.  The website link for the scheme is https://pmrpy.gov.in/

 

3

National Career Service (NCS) Project

Ministry of Labour and Employment

Project for transformation of the National Employment Service to provide a variety of career related services like job matching, career counselling, vocational guidance, information on skill development courses, apprenticeship, internships etc. This project consists of three important components namely - (i) NCS Portal (www.ncs.gov.in); (ii) Model Career Centres; and (iii) Interlinking of Employment Exchanges. The website is https://www.ncs.gov.in/

 

4

Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA),

Ministry of Rural Development

MGNREGA is to provide at least 100 days of guaranteed wage employment in a financial year to every rural household whose adult members volunteer to do unskilled manual work. The website link for the scheme is https://nrega.nic.in/Nregahome/MGNREGA_new/Nrega_home.aspx

 

5

Garib Kalyan Rojgar Abhiyaan (PMGKRA)

Ministry of Rural Development

The Garib Kalyan RojgarAbhiyaan (GKRA) is a 125-day Abhiyan launched by Hon’ble Prime Minister on 20th June, 2020 with a mission to address the issues of returnee migrant workers and similarly affected rural population by Covid-19 pandemic through a multi- pronged strategy of providing immediate employment & livelihood opportunities to the distressed, to saturate the villages with public infrastructure and creation of livelihood assets to boost the income generation activities and enhance long term livelihood opportunities by giving focus on 25 works in 116 selected districts across 6 States with a resource envelope of Rs 50,000 crore. The website link for the scheme is

https://rural.nic.in/en/press-release/garib-kalyan-rojgar-abhiyan

 

6

Aajeevika - National Rural Livelihoods Mission (NRLM)

Ministry of Rural Development

Aajeevika - National Rural Livelihoods Mission (NRLM) was launched by the Ministry of Rural Development (MoRD), Government of India in June 2011. Aided in part through investment support by the World Bank, the Mission aims at creating efficient and effective institutional platforms of the rural poor, enabling them to increase household income through sustainable livelihood enhancements and improved access to financial services. The website link for the Mission is https://aajeevika.gov.in/

7

Pt. DeenDayal Upadhyaya Grameen Kaushlya Yojana (DDU-GKY)

Ministry of Rural Development

The Ministry of Rural Development (MoRD) announced the Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY) Antyodaya Diwas, on 25th September 2014. DDU-GKY is a part of the National Rural Livelihood Mission (NRLM), tasked with the dual objectives of adding diversity to the incomes of rural poor families and cater to the career aspirations of rural youth. The website link for the scheme is

http://ddugky.gov.in/content/about-us-0

 

8

Rural Self Employment and Training Institutes (RSETIs)

Ministry of Rural Development

RSETI (Rural Self Employment Training Institutes) programme is a three-way partnership between the Ministry of Rural Development (MoRD), GoI, State Governments and Sponsor Banks. The Banks are mandated to open at least one RSETI in their lead district to provide training to rural youth to take up self-employment/ entrepreneurship ventures. RSETI program runs with an approach of short-term training & long-term handholding of entrepreneurs. Rural poor youth between the age group of 18-45 years are eligible to join the training. The RSETIs have become established as pioneers in capturing the aspirations of the rural poor youth and turning them into profitable entrepreneurs by training them in the domain and entrepreneurial skills. The details is at website:

https://rural.nic.in/en/pressrelease/rsetis-rural-self-employment-training-institutes-launches-new-batches-women-centric

 http://nirdpr.org.in/rseti/index.aspx

9

PM- SVANidhi Scheme

M/o Housing & Urban Affairs

Prime Minister Street Vendor's  AtmaNirbhar Nidhi (PM SVAN idhi) Scheme since June 01, 2020 to provide collateral free working capital loan to Street Vendors, vending in urban areas, to resume their businesses which were adversely affectedduetoCOVID-19inducedlock-down. The details of the scheme is at the website: https://pmsvanidhi.mohua.gov.in/

 

10

Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM)

M/o Housing & Urban Affairs

To reduce poverty and vulnerability of the urban poor households by enabling them to access gainful self employment and skilled wage employment opportunities,resulting in an appreciable improvement in their livelihoods on a sustainable basis,through building strong grassroots level institutions of the poor.The mission would aim at providing shelters equipped with essential services to the urban homeless in a phased manner.In addition,the mission would also address livelihood concerns of the urban street vendors by facilitating access to suitable spaces,institutional credit,social security and skills to the urban street vendors for accessing emerging market opportunities. The website for the scheme is https://nulm.gov.in/

 

11

Prime Minister’s Employment Generation Programme (PMEGP)

Ministry of Micro, Small & Medium Enterprises

Prime Minister’s Employment Generation Programme (PMEGP), which is a major credit-linked subsidy programme aimed at generating self-employment opportunities through establishment of micro-enterprises in the non-farm sector by helping traditional artisans and unemployed youth. The details can be seen from the website:

https://msme.gov.in/1-prime-ministers-employment-generation-programme-pmegp

 

12

Pradhan Mantri MUDRA Yojana (PMMY)

Ministry of Finance

Pradhan Mantri MUDRA Yojana (PMMY) is a scheme launched by the Hon’ble Prime Minister on April 8, 2015 for providing loans up to 10 lakh to the non-corporate, non-farm small/micro enterprises. These loans are classified as MUDRA loans under PMMY. These loans are given by Commercial Banks, RRBs, Small Finance Banks, MFIs and NBFCs. The borrower can approach any of the lending institutions mentioned above or can apply online through this portal www.udyamimitra.in . Under the aegis of PMMY, MUDRA has created three products namely 'Shishu', 'Kishore' and 'Tarun' to signify the stage of growth / development and funding needs of the beneficiary micro unit / entrepreneur and also provide a reference point for the next phase of graduation / growth. The website for the scheme is https://www.mudra.org.in/

 

13

Pradhan Mantri Kaushal VikasYojana (PMKVY)

Ministry of Skill Development and Entrepreneurship

Pradhan Mantri Kaushal Vikas Yojana (PMKVY) is the flagship scheme of the Ministry of Skill Development & Entrepreneurship (MSDE) implemented by National Skill Development Corporation.The objective of this Skill Certification Scheme is to enable a large number of Indian youth to take up industry-relevant skill training that will help them in securing a better livelihood. The details of the scheme is at the website: https://www.pmkvyofficial.org/

 

14

National Apprenticeship Promotion Scheme (NAPS)

Ministry of Skill Development and Entrepreneurship

NAPS was launched in August 2016 by Government of India to promote the Apprenticeship in the country by providing financial incentives, technology and advocacy support. The scheme has the following two components

1. Sharing of 25% of prescribed stipend subject to a maximum of Rs. 1500/- per month per apprentice with the employers.

2. Sharing of basic training cost up to a maximum of Rs. 7,500 per apprentice.

The details of the scheme is at website:

https://msde.gov.in/en/schemes-initiatives/apprenticeship-training/naps

 

15

Production-Linked Incentive (PLI) Scheme

13 Ministries

Hon'ble Finance Minister, Smt Nirmala Sitharaman has announced an outlay of INR 1.97 Lakh Crores for the Production Linked Incentive (PLI) Schemes across 13 key sectors, to create national manufacturing champions and generate employment opportunities for the country’s youth. The details of the scheme is at website: https://www.investindia.gov.in/production-linked-incentives-schemes-india

 

 

 

 

 

Flagship programmes of the Government that have the potential to generate productive employment opportunities.

 

1

Digital India

Ministry of Electronics and Information Technology,

Digital India is a flagship programme of the Government of India with a vision to transform India into a digitally empowered society and knowledge economy.  The details of the scheme is at website: https://www.digitalindia.gov.in/

 

2

Atal Mission for Rejuvenation and Urban Transformation (AMRUT)

Ministry of Housing and Urban Affairs

The mission of AMRUT is providing basic services (e.g. water supply, sewerage, urban transport) to households and build amenities in cities which will improve the quality of life for all, especially the poor and the disadvantaged is a national priority. The details of the scheme is available at website:http://amrut.gov.in/content/

3

Make in India

DPIIT, Ministry of Commerce & Industry

‘The ''Make in India'' initiative was launched on 25th September, 2014 to facilitate investment, foster innovation, build best in class infrastructure, and make India a hub for manufacturing, design, and innovation. It is one of the unique ''Vocal for Local'' initiatives that promoted India''s manufacturing domain to the world. The details is at the website:https://www.makeinindia.com/

 

4

Smart Cities

Ministry of Housing & Urban Affairs

Smart Cities Mission was launched by the Hon’ Prime Minister on 25 June, 2015. The main objective of the Mission is to promote cities that provide core infrastructure, clean and sustainable environment and give a decent quality of life to their citizens through the application of ‘smart solutions’. The Mission aims to drive economic growth and improve quality of life through comprehensive work on social, economic, physical and institutional pillars of the city. The focus is on sustainable and inclusive development by creation of replicable models which act as lighthouses to other aspiring cities. 100 cities have been selected to be developed as Smart Cities through a two-stage competition. The details is available at website: https://smartcities.gov.in/about-the-mission

 

5

Shyama Prasad Mukherji Rurban Mission

M/o Rural Development

The Shyama Prasad Mukherji Rurban Mission (SPMRM) follows the vision of "Development of a cluster of villages that preserve and nurture the essence of rural community life with focus on equity and inclusiveness without compromising with the facilities perceived to be essentially urban in nature, thus creating a cluster of "Rurban Villages".The objective of the Shyama Prasad Mukherji Rurban Mission (SPMRM) is to stimulate local economic development, enhance basic services, and create well planned Rurban clusters. The details of the scheme is at website:https://rurban.gov.in/#gsc.tab=0

 

6

 The National Industrial Corridor

 

Ministry of Commerce & Industry

National Industrial Corridor Development Programme is India's most ambitious infrastructure programme aiming to develop futuristic industrial cities in India which can compete with the best manufacturing and investment destinations in the world. The same will create employment opportunities and economic growth leading to overall socio-economic development. The details is at website: https://www.nicdc.in/

7

Stand up India Scheme

 

 Department of Financial Services, Ministry of Finance):

Stand-Up India Scheme for financing SC/ST and/or Women Entrepreneurs. The objective of the Stand-Up India scheme is to facilitate bank loans between 10 lakh and 1 Crore to at least one Scheduled Caste (SC) or Scheduled Tribe (ST) borrower and at least one woman borrower per bank branch for setting up a greenfield enterprise. This enterprise may be in manufacturing, services, agriallied activities or the trading sector In case of non-individual enterprises at least 51% of the shareholding and controlling stake should be held by either an SC/ST or Woman entrepreneur. The details of the scheme is at website: https://www.standupmitra.in/Home/SUISchemes#Objective

 

8

Start Up India

DPIIT, Ministry of Commerce & Industry

 

Startup India is a flagship initiative of the Government of India, intended to catalyse startup culture and build a strong and inclusive ecosystem for innovation and entrepreneurship in India. The details is at website:https://www.startupindia.gov.in/

 

9

Pradhan Mantri Awas Yojana – Urban

Ministry of Housing & Urban Affairs

Pradhan Mantri Awas Yojana – Urban is a flagship Mission of Government of India being implemented by Ministry of Housing and Urban Affairs (MoHUA), was launched on 25th June 2015. The Mission addresses urban housing shortage among the EWS/LIG and MIG categories including the slum dwellers by ensuring a pucca house to all eligible urban households by the year 2022, when Nation completes 75 years of its Independence. PMAY(U) adopts a demand driven approach wherein the Housing shortage is decided based on demand assessment by States/Union Territories. State Level Nodal Agencies (SLNAs), Urban Local Bodies (ULBs)/ Implementing Agencies (IAs), Central Nodal Agencies (CNAs) and Primary Lending Institutions (PLIs) are main stakeholders who play an important role in implementation and success of PMAY(U). The details of the scheme is at website:

https://pmay-urban.gov.in/about

 

10

Swachh Bharat Mission- Grameen

 

 

Ministry of Jal Shakti

To accelerate the efforts to achieve universal sanitation coverage and to put the focus on sanitation, the Prime Minister of India had launched the Swachh Bharat Mission on 2nd October 2014. Under the mission, all villages, Gram Panchayats, Districts, States and Union Territories in India declared themselves "open-defecation free" (ODF) by 2 October 2019, the 150th birth anniversary of Mahatma Gandhi, by constructing over 100 million toilets in rural India. The details at available at website:https://swachhbharatmission.gov.in/sbmcms/index.htm

 

11

Swachh Bharat Mission - Urban (SBM-U), 

Ministry of Housing & Urban Affairs

The Swachh Bharat Mission - Urban (SBM-U), launched on 2nd October 2014 aims at making urban India free from open defecation and achieving 100% scientific management of municipal solid waste in 4,041 statutory towns in the country. The objectives of the mission areElimination of open defecation, Eradication of Manual Scavenging, Modern and Scientific Municipal Solid Waste Management, To effect behavioral change regarding healthy sanitation practices, Generate awareness about sanitation and its linkage with public health, Capacity Augmentation for ULB’s, To create an enabling environment for private sector participation in Capex (capital expenditure) and Opex (operation and maintenance).   The details is available at website:

12

Pradhan Mantri Garib Kalyan Yojana (PMGKY)

Ministry of Labour and Employment

The Govt. of India on 26.03.2020 announced Rs.1.70 Lakh Crore relief package under Pradhan Mantri Garib Kalyan Yojana (PMGKY) for the poor to help them fight the battle against Corona Virus Pandemic. As part of the said package, the Central Govt. proposes to pay 24 percent of the monthly wages into EPF accounts for next three months of Wage earners below Rupees fifteen thousand per month, who are employed in establishments having up to one hundred employees, with 90% or more of such employees earning monthly wages less than Rs.15000/-. Details of the scheme is at the link: https://www.epfindia.gov.in/site_docs/PDFs/Circulars/Y2020-2021/SchemeCOVID_24_10042020.pdf

 

 

From eShram Website

Sr. No.

Name of the Scheme/ Programme

Ministry

Remarks

1

Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM):

Ministry of Labour & Employment

Government of India has introduced a pension scheme for unorganised workers namely Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM) to ensure old age protection for Unorganised Workers. Details of the scheme is at website: https://labour.gov.in/pm-sym

 

2

National Pension Scheme for Traders, and Self-employed Persons (NPS-Traders)

Ministry of Labour & Employment

The scheme is meant for old age protection and social security of retail traders/ shopkeepers and self-employed persons whose annual turnover is not exceeding Rs. 1.5 crore. These retail traders/ shopkeepers and self-employed persons are mostly working as shop owners, retail traders, rice mill owners, oil mill owners, workshop owners, commission agents, brokers of real estate, owners of small hotels, restaurants and other Laghu Vyaparis. The website for the scheme is https://labour.gov.in/nps-traders

 

3

Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)

 

Ministry of Finance

The PMJJBY is available to people in the age group of 18 to 50 years having a bank account who give their consent to join / enable auto-debit. Aadhar would be the primary KYC for the bank account. The life cover of Rs. 2 lakhs shall be for the one year period stretching from 1st June to 31st May and will be renewable. Risk coverage under this scheme is for Rs. 2 Lakh in case of death of the insured, due to any reason. The premium is Rs. 330 per annum which is to be auto-debited in one installment f rom the subscriber’s bank account as per the option given by him on or before 31st May of each annual coverage period under the scheme. The scheme is being offered by Life Insurance Corporation and all other life insurers who are willing to offer the product on similar terms with necessary approvals and tie up with banks for this purpose. The website is https://financialservices.gov.in/insurance-divisions/Government-Sponsored-Socially-Oriented-Insurance-Schemes/Pradhan-Mantri-Jeevan-Jyoti-Bima-Yojana(PMJJBY)

 

4

Pradhan Mantri Suraksha Bima Yojana (PMSBY)
 

Ministry of Finance

The Scheme is available to people in the age group 18 to 70 years with a bank account who give their consent to join / enable auto-debit on or before 31st May for the coverage period 1st June to 31st May on an annual renewal basis. Aadhar would be the primary KYC for the bank account. The risk coverage under the scheme isRs.2 lakh for accidental death and full disability and Rs. 1 lakh for partial disability. The premium of Rs. 12 per annum is to be deducted from the account holder’s bank account through ‘auto-debit’ facility in one installment. The scheme is being offered by Public Sector General Insurance Companies or any other General Insurance Company who are willing to offer the product on similar terms with necessary approvals and tie up with banks for this purpose. The website is https://financialservices.gov.in/insurance-divisions/Government-Sponsored-Socially-Oriented-Insurance-Schemes/Pradhan-Mantri-Suraksha-Bima-Yojana(PMSBY)

 

5

Atal Pension Yojana
 

Ministry of Finance

The Atal Pension Yojana (APY) was launched on 09.05.2015 to create a universal social security system for all Indians, especially the poor, the under-privileged and the workers in the unorganised sector. APY is administered by Pension Fund Regulatory and Development Authority (PFRDA). ` The website is https://financialservices.gov.in/pension-reforms-divisions/Atal-Pension-Yojana

 

6

National Social Assistance Programme (NSAP)
 

Ministry of Rural Development

The National Social Assistance Programme (NSAP) is a welfare programme being administered by the Ministry of Rural Development. This programme is being implemented in rural areas as well as urban areas. NSAP represents a significant step towards the fulfilment of the Directive Principles of State Policy enshrined in the Constitution of India which enjoin upon the State to undertake within its means a number of welfare measures. The website for the programme is https://nsap.nic.in/circular.do?method=aboutus

 

7

Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)
 

Ministry of Health & Family Welfare

Ayushman Bharat, a flagship scheme of Government of India, was launched as recommended by the National Health Policy 2017, to achieve the vision of Universal Health Coverage (UHC). This initiative has been designed to meet Sustainable Development Goals (SDGs) and its underlining commitment, which is to "leave no one behind." Ayushman Bharat is an attempt to move from sectoral and segmented approach of health service delivery to a comprehensive need-based health care service. This scheme aims to undertake path breaking interventions to holistically address the healthcare system (covering prevention, promotion and ambulatory care) at the primary, secondary and tertiary level. The website for the scheme is https://pmjay.gov.in/about/pmjay

 

8

National Safai Karamcharis Finance and Development Corporation (NSKFDC)
 

Ministry of Social Justice & Empowerment

National Safai Karamcharis Finance & Development Corporation(NSKFDC),  A wholly owned Govt. of India Undertaking under the Ministry of Social Justice & Empowerment (M/o SJ&E) was set up on  24th January 1997  as a Company “Not for Profit” under Section 25 of the Companies Act, 1956.  NSKFDC is in operation since October, 1997, as an Apex Corporation for the all round socio-economic upliftment of the Safai Karamcharis, Scavengers and their dependants throughout India,through various loan and non-loan based schemes. Apart from operating various loan and non-loan based schemes for the upliftment of the target group, NSKFDC is playing a vital role in elimination of manual scavenging - the worst surviving symbol of untouchability.  NSKFDC has been designated as the Nodal Agency for implementation of the Central Sector Self Employment Scheme for Rehabilitation of Manual Scavengers (SRMS) under the aegis of the Ministry of Social Justice & Empowerment. The website is https://nskfdc.nic.in/

 

9

Self Employment Scheme for Rehabilitation of Manual Scavengers (Revised)
 

Ministry of Social Justice & Empowerment

The Self-Employment Scheme for Rehabilitation of Manual Scavengers (SRMS) was introduced in January, 2007, with the objective to rehabilitate the remaining manual scavengers and their dependents in alternative occupations by March, 2009. However, as this could not be done by the target date, the Scheme was extended up to March, 2010, with a provision for the coverage of spill-over of beneficiaries even thereafter, if required. As per the updated number, reported by States/UTs, after launch of the Scheme, 1.18 lakh manual scavengers and their dependents in 18 States/UTs were identified for implementation of the Scheme. After the enactment of ‘Prohibition of Employment as Manual Scavengers and their Rehabilitation Act, 2013’, SRMS was revised in synchronization with the provision of the Act. 

As per the revised Scheme, identified manual scavengers, one from each family, are provided one-time cash assistance. The identified manual scavengers and their dependents are provided project based back-ended capital subsidy up to Rs. 3,25,000 and concessional loan for undertaking self-employment ventures. Beneficiaries are also provided training for skill development for a period up to two years, during which a stipend of Rs. 3,000 per month is also provided. The website is https://socialjustice.gov.in/schemes/37