Employment Generation Schemes/ Programmes of Government of India

Employment generation coupled with improving employability is the priority of the Government. Accordingly, the Government of India has taken various steps for generating employment in the country.  The efforts comprise of various long term schemes/ programmes/ policies for making the country self-reliant and to create employment opportunities. A brief on Employment Generation Schemes/ Employment Promotion Programmes of the Government alongwith their website detail is given below:

Employment Generation Schemes/ Programmes of Government of India

Sr. No.

Name of the Scheme/ Programme

Ministry

Remarks

1

Atmanirbhar Bharat Rojgar Yojana (ABRY)

Ministry of Labour and Employment

Aatmanirbhar Bharat Rojgar Yojana (ABRY) was launched with effect from 1st October, 2020 as part of Atmanirbhar Bharat package 3.0 to incentivize  employers for creation of new employment along with social security benefits and restoration of loss of employment during Covid-19 pandemic. The website link for the scheme is https://labour.gov.in/aatmanirbhar-bharat-rojgar-yojana-abry

2

Pradhan Mantri Rojgar Protsahan Yojana (PMRPY)

Ministry of Labour and Employment

Pradhan Mantri Rojgar Protsahan Yojana (PMRPY) was launched with effect from 1.4.2016 to incentivise employers for creation of new employment. The beneficiaries registered upto 31st March, 2019 will continue to receive the benefit for 3 years from the date of registration under the scheme i.e. upto 31st March, 2022. 

3

National Career Service (NCS) Project

Ministry of Labour and Employment

Project for transformation of the National Employment Service to provide a variety of career related services like job matching, career counselling, vocational guidance, information on skill development courses, apprenticeship, internships etc. This project consists of three important components namely - (i) NCS Portal (www.ncs.gov.in); (ii) Model Career Centres; and (iii) Interlinking of Employment Exchanges. The website is https://www.ncs.gov.in/

4

Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA)

Ministry of Rural Development

MGNREGA is to provide at least 100 days of guaranteed wage employment in a financial year to every rural household whose adult members volunteer to do unskilled manual work. The website link for the scheme is https://nrega.nic.in/MGNREGA_new/Nrega_home.aspx

5

Pradhan Mantri Garib Kalyan Rojgar Abhiyaan (PMGKRA)

Ministry of Rural Development

The Garib Kalyan Rojgar Abhiyaan (GKRA) is a 125-day Abhiyan launched by Hon’ble Prime Minister on 20th June, 2020 with a mission to address the issues of returnee migrant workers and similarly affected rural population by Covid-19 pandemic through a multi- pronged strategy of providing immediate employment & livelihood opportunities to the distressed, to saturate the villages with public infrastructure and creation of livelihood assets to boost the income generation activities and enhance long term livelihood opportunities by giving focus on 25 works in 116 selected districts across 6 States with a resource envelope of Rs. 50,000 crore.

6

Aajeevika - National Rural Livelihoods Mission (NRLM)

Ministry of Rural Development

Aajeevika - National Rural Livelihoods Mission (NRLM) was launched by the Ministry of Rural Development (MoRD), Government of India in June 2011. Aided in part through investment support by the World Bank, the Mission aims at creating efficient and effective institutional platforms of the rural poor, enabling them to increase household income through sustainable livelihood enhancements and improved access to financial services. The website link for the Mission is https://nrlm.gov.in/outerReportAction.do?methodName=showIndex#gsc.tab=0

7

Pt. Deen Dayal Upadhyaya Grameen Kaushlya Yojana (DDU-GKY)

Ministry of Rural Development

Deen Dayal Upadhyaya Grameen KaushalyaYojana (DDU-GKY) is a placement linked skill development program for rural poor youth under National Rural Livelihoods Mission (NRLM) since September, 2014. Rural Youth in the age group of 15-35 years are covered under this scheme. Sub component of NRLM which is a placement linked skill development scheme for rural poor. The website link for the scheme is http://ddugky.info/

8

Rural Self Employment and Training Institutes (RSETIs)

Ministry of Rural Development

RSETIs are Rural Self Employment Training Institutes,  an initiative of Ministry of Rural Development (MoRD) to have dedicated infrastructure in each district of the country to impart training and skill upgradation of rural youth geared towards entrepreneurship development. RSETIs are managed by banks with active co-operation from the Government of India and State Governments. The details is at website:http://nirdpr.org.in/rseti/index.aspx

9

PM- SVANidhi Scheme

M/o Housing & Urban Affairs

Prime Minister Street Vendor's  Atma Nirbhar Nidhi (PM SVANidhi) Scheme since June 01, 2020 to provide collateral free working capital loan to Street Vendors, vending in urban areas, to resume their businesses which were adversely affected due to COVID-19 induced lock-down. The details of the scheme is at the website:https://pmsvanidhi.mohua.gov.in/

10

Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM)

M/o Housing & Urban Affairs

To reduce poverty and vulnerability of the urban poor households by enabling them to access gainful self employment and skilled wage employment opportunities, resulting in an appreciable improvement in their livelihoods on a sustainable basis,through building strong grassroots level institutions of the poor. The mission would aim at providing shelters equipped with essential services to the urban homeless in a phased manner. The website for the scheme is https://nulm.gov.in/

11

Prime Minister’s Employment Generation Programme (PMEGP)

Ministry of Micro, Small & Medium Enterprises

Prime Minister’s Employment Generation Programme (PMEGP), which is a major credit-linked subsidy programme aimed at generating self-employment opportunities through establishment of micro-enterprises in the non-farm sector by helping traditional artisans and unemployed youth. The details can be seen from the website: https://msme.gov.in/1-prime-ministers-employment-generation-programme-pmegp

12

Pradhan Mantri MUDRA Yojana (PMMY)

Ministry of Finance

Pradhan Mantri MUDRA Yojana (PMMY) is a scheme launched by the Hon’ble Prime Minister on April 8, 2015 for providing loans up to 10 lakh to the non-corporate, non-farm small/micro enterprises. These loans are classified as MUDRA loans under PMMY. These loans are given by Commercial Banks, RRBs, Small Finance Banks, MFIs and NBFCs. The borrower can approach any of the lending institutions mentioned above or can apply online through this portal www.udyamimitra.in . Under the aegis of PMMY, MUDRA has created three products namely 'Shishu', 'Kishore' and 'Tarun' to signify the stage of growth / development and funding needs of the beneficiary micro unit / entrepreneur and also provide a reference point for the next phase of graduation / growth. The website for the scheme is https://www.mudra.org.in/

 

13

Pradhan Mantri Kaushal Vikas Yojana (PMKVY)

Ministry of Skill Development and Entrepreneurship

Pradhan Mantri Kaushal Vikas Yojana (PMKVY) is the flagship scheme of the Ministry of Skill Development and Entrepreneurship (MSDE) implemented by National Skill Development Corporation (NSDC). The objective of this Skill Certification scheme is to enable Indian youth to take up industry relevant skill training that will help them in securing a better livelihood. The details of the scheme is at the website: https://www.pmkvyofficial.org/home-page

 

14

National Apprenticeship Promotion Scheme (NAPS)

Ministry of Skill Development and Entrepreneurship

National Apprenticeship Promotion Scheme (NAPS) was launched in August 2016 by Government of India to promote the Apprenticeship in the country by providing financial incentives, technology and advocacy support. The scheme has the following two components, viz., (i) Sharing of 25% of prescribed stipend subject to a maximum of Rs. 1500/- per month per apprentice with the employers and (ii) Sharing of basic training cost up to a maximum of Rs. 7,500 per apprentice. The details of the scheme is at website:https://msde.gov.in/en/schemes-initiatives/apprenticeship-training/naps

 

Other details of the scheme is also at website: https://www.apprenticeshipindia.gov.in/

 

15

Production-Linked Incentive (PLI) Scheme

13 Ministries

Hon'ble Finance Minister, Smt Nirmala Sitharaman has announced an outlay of INR 1.97 Lakh Crores for the Production Linked Incentive (PLI) Schemes across 14 key sectors, to create national manufacturing champions and to create 60 lakh new jobs, and an additional production of 30 lakh crore during next 5 years. The details of the scheme is at website: https://www.investindia.gov.in/production-linked-incentives-schemes-india

16

PM GatiShakti - National Master Plan for multi-modal connectivity

At present 21 Ministries/ Departments are involved.

PM GatiShakti National Master Plan (PMGS-NMP) was launched on 13th October 2021 for providing multimodal connectivity infrastructure to various economic zones. Cabinet Committee on Economic Affairs (CCEA) accorded approval for the implementation of PM GatiShakti National Master Plan on 21st October 2021. PM GatiShakti is a transformative approach for economic growth and sustainable development. The approach is driven by 7 engines, namely, Railways, Roads, Ports, Waterways, Airports, Mass Transport and Logistics Infrastructure. The details is at website: https://dpiit.gov.in/logistics-division

 

 

Flagship programmes of the Government that have the potential to generate productive employment opportunities.

Sr. No.

Name of the Scheme/ Programme

Ministry

Remarks

1

Digital India

Ministry of Electronics and Information Technology

Digital India is a flagship programme of the Government of India with a vision to transform India into a digitally empowered society and knowledge economyThe details of the scheme is at website: https://www.digitalindia.gov.in/

2

Atal Mission for Rejuvenation and Urban Transformation (AMRUT)

Ministry of Housing and Urban Affairs

The mission of AMRUT is providing basic services (e.g. water supply, sewerage, urban transport) to households and build amenities in cities which will improve the quality of life for all, especially the poor and the disadvantaged is a national priority. The details of the scheme is available at website: http://tcpo.gov.in/atal-mission-rejuvenation-and-urban-transformation-amrut-reforms

3

Make in India

DPIIT, Ministry of Commerce & Industry

‘Make in India’ initiative was launched on September 25, 2014 with the objective of facilitating investment, fostering innovation, building best in class manufacturing infrastructure, making it easy to do business and enhancing skill developmentThe details is at the website: https://www.makeinindia.com/

4

Smart Cities

Ministry of Housing & Urban Affairs

Smart Cities Mission was launched by the Hon’ Prime Minister on 25 June, 2015. The main objective of the Mission is to promote cities that provide core infrastructure, clean and sustainable environment and give a decent quality of life to their citizens through the application of ‘smart solutions’. The Mission aims to drive economic growth and improve quality of life through comprehensive work on social, economic, physical and institutional pillars of the city. The details is available at website: https://smartcities.gov.in/

5

Shyama Prasad Mukherji Rurban Mission

M/o Rural Development

The Shyama Prasad Mukherji Rurban Mission (SPMRM) follows the vision of "Development of a cluster of villages that preserve and nurture the essence of rural community life with focus on equity and inclusiveness without compromising with the facilities perceived to be essentially urban in nature, thus creating a cluster of "Rurban Villages". The objective of the Shyama Prasad Mukherji Rurban Mission (SPMRM) is to stimulate local economic development, enhance basic services, and create well planned Rurban clusters. The details of the scheme is at website:https://rurban.gov.in/#gsc.tab=0

6

The National Industrial Corridor

Ministry of Commerce & Industry

To coordinate the development of the industrial corridors, with smart cities linked to transport connectivity, drive India’s growth in manufacturing and urbanization. The details is at website: https://www.nicdc.in/

7

Stand up India Scheme

Department of Financial Services, Ministry of Finance):

Stand-Up India Scheme for financing SC/ST and/or Women Entrepreneurs. The objective of the Stand-Up India scheme is to facilitate bank loans between 10 lakh and 1 Crore to at least one Scheduled Caste (SC) or Scheduled Tribe (ST) borrower and at least one woman borrower per bank branch for setting up a greenfield enterprise. This enterprise may be in manufacturing, services, agri-allied activities or the trading sector In case of non-individual enterprises at least 51% of the shareholding and controlling stake should be held by either an SC/ST or Woman entrepreneur. The details of the scheme is at website: https://www.standupmitra.in/

8

Start Up India

DPIIT, Ministry of Commerce & Industry

Startup India is a flagship initiative of the Government of India, intended to catalyse startup culture and build a strong and inclusive ecosystem for innovation and entrepreneurship in India. The details is at website:https://www.startupindia.gov.in/

9

Pradhan Mantri Awas Yojana – Urban

Ministry of Housing & Urban Affairs

Pradhan Mantri Awas Yojana – Urban is a flagship Mission of Government of India being implemented by Ministry of Housing and Urban Affairs (MoHUA), was launched on 25th June 2015. The Mission addresses urban housing shortage among the EWS/LIG and MIG categories including the slum dwellers by ensuring a pucca house to all eligible urban households by the year 2022, when Nation completes 75 years of its Independence. PMAY(U) adopts a demand driven approach wherein the Housing shortage is decided based on demand assessment by States/Union Territories. State Level Nodal Agencies (SLNAs), Urban Local Bodies (ULBs)/ Implementing Agencies (IAs), Central Nodal Agencies (CNAs) and Primary Lending Institutions (PLIs) are main stakeholders who play an important role in implementation and success of PMAY(U). The details of the scheme is at website:https://pmay-urban.gov.in/about

10

Swachh Bharat Mission- Grameen

Ministry of Jal Shakti

To accelerate the efforts to achieve universal sanitation coverage and to put the focus on sanitation, the Prime Minister of India had launched the Swachh Bharat Mission on 2nd October 2014. Under the mission, all villages, Gram Panchayats, Districts, States and Union Territories in India declared themselves "open-defecation free" (ODF) by 2 October 2019, the 150th birth anniversary of Mahatma Gandhi, by constructing over 100 million toilets in rural India. The details at available at website:https://swachhbharatmission.gov.in/sbmcms/index.htm

11

Swachh Bharat Mission - Urban (SBM-U), 

Ministry of Housing & Urban Affairs

The Swachh Bharat Mission - Urban (SBM-U), launched on 2nd October 2014 aims at making urban India free from open defecation and achieving 100% scientific management of municipal solid waste in 4,041 statutory towns in the country. The objectives of the mission are Elimination of open defecation, Eradication of Manual Scavenging, Modern and Scientific Municipal Solid Waste Management, To effect behavioral change regarding healthy sanitation practices, Generate awareness about sanitation and its linkage with public health, Capacity Augmentation for ULB’s, To create an enabling environment for private sector participation in Capex (capital expenditure) and Opex (operation and maintenance).   The details is available at website:https://mohua.gov.in/cms/swachh-bharat-mission.php#:~:text=The%20Swachh%20Bharat%20Mission%20%2D%20Urban,Elimination%20of%20open%20defecation

12

Pradhan Mantri Garib Kalyan Yojana (PMGKY)

Ministry of Labour and Employment

Under Pradhan Mantri Garib Kalyan Yojana (PMGKY), Government of India has  contributed both 12% employer’s share and 12% employee’s share under Employees Provident Fund (EPF), totaling 24% of the wage for the wage month from March to August, 2020 for  the establishments having upto 100 employees with 90% of such employees earning less than Rs. 15000/-.  Details of the scheme is at the link: https://www.epfindia.gov.in/site_docs/PDFs/Circulars/Y2020-2021/SchemeCOVID_24_10042020.pdf 

From eShram Website

Sr. No.

Name of the Scheme/ Programme

Ministry

Remarks

1

Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM):

Ministry of Labour& Employment

Government of India has introduced a pension scheme for unorganised workers namely Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM)  to ensure old age protection for Unorganised Workers.

The unorganised workers mostly engaged as home based workers, street vendors, mid-day meal workers, head loaders, brick kiln workers, cobblers, rag pickers, domestic workers, washer men, rickshaw pullers, landless labourers, own account workers, agricultural workers, construction workers, beedi workers, handloom workers, leather workers, audio- visual workers and similar other occupations whose monthly income is Rs 15,000/ per month or less and belong to the entry age group of 18-40 years. They should not be covered under New Pension Scheme (NPS), Employees’ State Insurance Corporation (ESIC) scheme or Employees’ Provident Fund Organisation (EPFO). Further, he/she should not be an income tax payer. Details of the scheme is at website: https://labour.gov.in/pm-sym

 

2

National Pension Scheme for Traders, and Self-employed Persons (NPS-Traders)

Ministry of Labour & Employment

The scheme is meant for old age protection and social security of retail traders/ shopkeepers and self-employed persons whose annual turnover is not exceeding Rs. 1.5 crore. These retail traders/ shopkeepers and self-employed persons are mostly working as shop owners, retail traders, rice mill owners, oil mill owners, workshop owners, commission agents, brokers of real estate, owners of small hotels, restaurants and other LaghuVyaparis. The website for the scheme is https://labour.gov.in/nps-traders

 

3

Pradhan Mantri Jeevan JyotiBimaYojana (PMJJBY)

 

Ministry of Finance

The PMJJBY is available to people in the age group of 18 to 50 years having a bank account who give their consent to join / enable auto-debit. Aadhar would be the primary KYC for the bank account. The life cover of Rs. 2 lakhs shall be for the one year period stretching from 1st June to 31st May and will be renewable. Risk coverage under this scheme is for Rs. 2 Lakh in case of death of the insured, due to any reason. The premium is Rs. 330 per annum which is to be auto-debited in one instalment   from the subscriber’s bank account as per the option given by him on or before 31st May of each annual coverage period under the scheme. The scheme is being offered by Life Insurance Corporation and all other life insurers who are willing to offer the product on similar terms with necessary approvals and tie up with banks for this purpose. The website is https://financialservices.gov.in/beta/en/pmjjby

4

Pradhan Mantri Suraksha BimaYojana (PMSBY)

Ministry of Finance

The Scheme is available to people in the age group 18 to 70 years with a bank account who give their consent to join / enable auto-debit on or before 31st May for the coverage period 1st June to 31st May on an annual renewal basis. Aadhar would be the primary KYC for the bank account. The risk coverage under the scheme is Rs.2 lakh for accidental death and full disability and Rs. 1 lakh for partial disability. The premium of Rs. 12 per annum is to be deducted from the account holder’s bank account through ‘auto-debit’ facility in one installment. The scheme is being offered by Public Sector General Insurance Companies or any other General Insurance Company who are willing to offer the product on similar terms with necessary approvals and tie up with banks for this purpose. The website is https://financialservices.gov.in/beta/en/pmsby

5

Atal Pension Yojana

Ministry of Finance

The Atal Pension Yojana (APY) was launched on 09.05.2015 to create a universal social security system for all Indians, especially the poor, the under-privileged and the workers in the unorganised sector. APY is administered by Pension Fund Regulatory and Development Authority (PFRDA). ` The website is https://financialservices.gov.in/beta/en/atal-pension-yojna#:~:text=Atal%20Pension%20Yojana%20%7C%20Department%20of,of%20Finance%20%7C%20Government%20of%20India

6

National Social Assistance Programme (NSAP)

Ministry of Rural Development

The National Social Assistance Programme (NSAP) is a welfare programme being administered by the Ministry of Rural Development. This programme is being implemented in rural areas as well as urban areas. NSAP represents a significant step towards the fulfilment of the Directive Principles of State Policy enshrined in the Constitution of India which enjoin upon the State to undertake within its means a number of welfare measures. The website for the programme is https://nsap.nic.in/circular.do?method=aboutus

7

Ayushman Bharat-Pradhan Mantri Jan ArogyaYojana (AB-PMJAY)

Ministry of Health & Family Welfare

Ayushman Bharat, a flagship scheme of Government of India, was launched as recommended by the National Health Policy 2017, to achieve the vision of Universal Health Coverage (UHC). This initiative has been designed to meet Sustainable Development Goals (SDGs) and its underlining commitment, which is to "leave no one behind." Ayushman Bharat is an attempt to move from sectoral and segmented approach of health service delivery to a comprehensive need-based health care service. This scheme aims to undertake path breaking interventions to holistically address the healthcare system (covering prevention, promotion and ambulatory care) at the primary, secondary and tertiary level. The website for the scheme is https://pmjay.gov.in/about/pmjay

 

8

Health Insurance Scheme for Weavers (HIS)

Ministry of Textiles

 

(Office of the Development Commissioner (Handicrafts)

Health Insurance Scheme was implemented by Ministry of Textiles till 30.09.2014 to provide health care facility to handloom weavers.  The healthcare facility was provided through a Health Insurance Company which was selected by open tender procedure.  Only the annual premium was paid to the Health Insurance Company as per the actual enrolment done.  The health insurance claims submitted by the weavers were paid directly by Health Insurance Company.  The Government of India, Office of the Development Commissioner (Handicrafts) is implementing following Schemes for promotion and development of Handicrafts Sector: 

  • National Handicraft Development Programme (NHDP)
  • Comprehensive Handicrafts Cluster Development Scheme (CHCDS)

The information is in the website: https://pib.gov.in/Pressreleaseshare.aspx?PRID=1579532 and  http://handicrafts.nic.in/schemes.aspx     

 

9

National Safai Karamcharis Finance and Development Corporation (NSKFDC)

Ministry of Social Justice & Empowerment

National Safai Karamcharis Finance & Development Corporation(NSKFDC),  A wholly owned Govt. of India Undertaking under the Ministry of Social Justice & Empowerment (M/o SJ&E) was set up on  24th January 1997  as a Company “Not for Profit” under Section 25 of the Companies Act, 1956.  NSKFDC is in operation since October, 1997, as an Apex Corporation for the all round socio-economic upliftment of the Safai Karamcharis, Scavengers and their dependants throughout India, through various loan and non-loan based schemes. The website is https://nskfdc.nic.in/

 

 

10

Self Employment Scheme for Rehabilitation of Manual Scavengers (Revised)

Ministry of Social Justice & Empowerment

The Self-Employment Scheme for Rehabilitation of Manual Scavengers (SRMS) was introduced in January, 2007, with the objective to rehabilitate the remaining manual scavengers and their dependents in alternative occupations by March, 2009. However, as this could not be done by the target date, the Scheme was extended up to March, 2010, with a provision for the coverage of spill-over of beneficiaries even thereafter, if required. As per the updated number, reported by States/UTs, after launch of the Scheme, 1.18 lakh manual scavengers and their dependents in 18 States/UTs were identified for implementation of the Scheme. After the enactment of ‘Prohibition of Employment as Manual Scavengers and their Rehabilitation Act, 2013’, SRMS was revised in synchronization with the provision of the Act. 

As per the revised Scheme, identified manual scavengers, one from each family, are provided one-time cash assistance. The identified manual scavengers and their dependents are provided project based back-ended capital subsidy up to Rs. 3,25,000 and concessional loan for undertaking self-employment ventures. Beneficiaries are also provided training for skill development for a period up to two years, during which a stipend of Rs. 3,000 per month is also provided. The website is https://socialjustice.gov.in/schemes/37

 

11

Public Distribution System (PDS)

Ministry of Consumer Affairs, Food and Public Distribution

The Public Distribution System (PDS) evolved as a system of management of scarcity through distribution of food grains at affordable prices. Over the years, PDS has become an important part of Government’s policy for management of food economy in the country. PDS is supplemental in nature and is not intended to make available the entire requirement of any of the commodities distributed under it to a household or a section of the society. PDS is operated under the joint responsibility of the Central and the State Governments. The Central Government, through Food Corporation of India (FCI), has assumed the responsibility for procurement, storage, transportation and bulk allocation of food grains to the State Governments. The operational responsibility including allocation within State, identification of eligible families, issue of Ration Cards and supervision of the functioning of Fair Price Shops (FPSs) etc., rest with the State Governments. The website is  https://nfsa.gov.in/portal/PDS_page

12.

Pradhan Mantri Awaas Yojana- Gramin (PMAY-G)

Ministry of Rural Development

PMAY-G aims at providing a pucca house, with basic amenities, to all houseless householder and those households living in kutcha and dilapidated house, by 2022. The immediate the objective is to cover 1.00 crore household living in kutcha house/dilapidated house in three years from 2016-17 to 2018- 19.The minimum size of the house has been increased to 25 sq.mt (from 20sq.mt) with a hygienic cooking space. The unit assistance has been increased from Rs. 70,000 to Rs. 1.20 lakh in plain and from Rs. 75,000 to Rs 1.30 lakh in hilly states, difficult areas and IAP district. The website is  https://pmayg.nic.in/

13.

Pradhan Mantri Kisan Maandhan Yojana

Ministry of Agriculture and Farmers Welfare

Pradhan Mantri Kisan Maandhan Yojana is a government scheme meant for old age protection and social security of Small and Marginal Farmers (SMF). All Small and Marginal Farmers having cultivable landholding up to 2 hectares falling in the age group of 18 to 40 years, whose names appear in the land records of States/UTs as on 01.08.2019 are eligible to get benefit under the Scheme.

Under this scheme, the farmers would receive a minimum assured pension of Rs 3000/- per month after attaining the age of 60 years and if the farmer dies, the spouse of the farmer shall be entitled to receive 50% of the pension as family pension. Family pension is applicable only to spouse.The website is

  https://www.myscheme.gov.in/schemes/pmkmy